Hold palms of both hands in front of the chest such that the right palm is slightly higher than the left palm. Create two circles by joining the tips of the thumb and index finger of each hand. The left palm should face toward the heart, and the back of the right hand should face towards the body. The middle finger of the left hand should touch the part of the circle formed by the fingers of the right hand.

Philosophical Background 

This is a symbol of the Wheel of Life, indicating life and reincarnation. While the left hand indicates the inner self of our soul, the right hand creates awareness of the outside world. The middle finger of the left hand is a symbol of the planet Saturn, which stimulates life changes and the next stages. Life is happy only when there is harmony between our inner and outer selves.

Benefits

The practice of this mudra provides the mental fortitude to face the ups and downs of life with courage. This mudra is extremely effective in maintaining balance during complex life situations.